Investment Loans

We have access to hundreds of investment loan options, let us help you with your investment loan

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Whether it's your first investment property or a portfolio, we're here to help

At The Loan Brokers, we understand that investing in property can be a significant financial milestone. Whether you're a resident in Glen Iris, Victoria, or elsewhere in Australia, we are committed to helping you access investment loan options from banks and lenders across Australia. We are here to guide you through the intricacies of the property market, ensuring you make informed decisions that align with your financial situation. Our expertise in investment loans allows us to offer tailored solutions that consider your borrowing capacity, credit history, and investment goals.

When considering investment loans, it's crucial to understand the different options available. One of the first steps in applying for an investment loan is determining the loan amount you require and your loan to value ratio (LVR). This ratio is crucial because it influences the need for lenders mortgage insurance (LMI), a cost that protects the lender if you default on your loan. A lower LVR may result in interest rate discounts, which can significantly impact your overall investment loan repayments. At The Loan Brokers, we assist you in calculating these repayments, offering insights into variable and fixed interest rate options.

Interest rate plays a pivotal role in the cost of borrowing. A variable interest rate can fluctuate with market conditions, potentially offering lower payments when rates drop. Conversely, a fixed interest rate provides stability, ensuring your repayments remain constant. Our team will help you weigh these options, offering a streamlined application process to ease your transition into property investment. Whether you're buying a home or expanding your investment property portfolio, our goal is to secure the best possible Investment Loan Interest Rate for you.

The application process for an investment loan requires careful planning. Understanding your borrowing capacity is essential, and factors such as your credit history and current financial situation come into play. Providing accurate bank statements and financial documents helps us tailor the investment loan application to meet your needs. For those purchasing their first investment property, we offer guidance on additional costs like stamp duty and assist in strategising to maximise your property investments. Our expertise ensures your investment loan application is thorough and efficient, enhancing your chances of approval.

In summary, The Loan Brokers is dedicated to supporting Australians in their property investment journey. By offering comprehensive advice on investment loan options, we aim to simplify the process for residents of Glen Iris and beyond. Whether you're a seasoned investor or buying your first property, our team is ready to assist with every step of your application process. To explore how we can help you achieve your investment goals with competitive rates and personalised service, contact us today.

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Getting a Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan. 

Pre Approval

Once you're approved, you can start bidding or making offers on properties you want to purchase. 

Settlement

You settle on the property, your loan draws-down and you're good to go!

Book Appointment

AE

Alyssa Ellen Moohin

As first time homebuyers, Jason was amazing! He guided us through the entire process and answered all of our questions, no matter how basic they were. We would have been completely lost without him and the Loan Brokers. We will definitely be recommending him to our friends.

TB

Thomas Bryce

Jason helped us secure the purchase of our first home. Each step of the way he was patient and thoughtful and was great to work with. The team goes above and beyond to answer your questions and give you the peace of mind when making such a big life decision. Thank you so much!

T

TheBraddles16

Jason was Very helpful, very informative. Made the whole process less confusing and stress free.

Frequently Asked Questions

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

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